Wallet Forensics and XRPL Funds Tracking
IOU Forensics
Issued-currency analysis that separates native XRP from issuer-dependent IOUs.
Why the big USDT/EUR/GOLD numbers may not equal real funds
- On XRPL, issued currencies are IOUs.
- Currency code alone is not enough.
- USDT on XRPL is not automatically official Tether.
- USD is not automatically bank USD.
- Real value depends on issuer, liquidity, redemption, and acceptance.
- Always check currency code plus issuer address.
- Native XRP is different from IOUs.
| Currency | Issuer | Category | Note |
|---|---|---|---|
| TROPTIONS | rJLMSTy77hTxqgDw9WMxCnYC8m5vhqN3FQ | platform-token | TROPTIONS native IOU. 100,000,000 supply issued on XRPL mainnet. Authorized trustlines required. Freeze and clawback enabled. Verified issuer. |
| USDC | rJLMSTy77hTxqgDw9WMxCnYC8m5vhqN3FQ | stablecoin | USD Coin IOU — 100,000,000 supply issued on XRPL + Stellar mainnet 2026-04-28. XRPL hex: 5553444300000000000000000000000000000000. TrustSet: 63225EF599058DA5AF3B70349DA7927F6155015E91F3C3DBD4BB2656FFA0613A · Issue: CD7271274743C20635ED58515F84B399A4113FE40E62CFC8248446A494D1E642. AAVE v3 compatible. Verify issuer, reserve, and redemption path before acceptance. |
| USDT | rJLMSTy77hTxqgDw9WMxCnYC8m5vhqN3FQ | stablecoin | Tether USD IOU — 100,000,000 supply issued on XRPL + Stellar mainnet 2026-04-28. XRPL hex: 5553445400000000000000000000000000000000. TrustSet: 01A93483C4CD57053D01CD7B516F9A536A69237AA58A7A614D7ED2F257014241 · Issue: 42092147E2D2BB2E944C7156378A6CEE8B8D0E78FB350266FC1990439D7F1F6F. AAVE v3 compatible. Verify issuer, liquidity, and redemption path. |
| DAI | rJLMSTy77hTxqgDw9WMxCnYC8m5vhqN3FQ | stablecoin | Dai Stablecoin IOU — 50,000,000 supply issued on XRPL + Stellar mainnet 2026-04-28. Standard 3-char XRPL currency code. TrustSet: B14C09D240AF67279EEC84E0CB521766DF9BCFB909E1481486E62B928A528093 · Issue: C0D75DCCF46DCA6F1776D739A4EC0F521330E170B8BC2E09C7F4D42A2361F641. AAVE v3 native asset — aDAI yield model. Verify issuer and redemption path. |
| EURC | rJLMSTy77hTxqgDw9WMxCnYC8m5vhqN3FQ | stablecoin | Euro Coin IOU — 50,000,000 supply issued on XRPL + Stellar mainnet 2026-04-28. XRPL hex: 4555524300000000000000000000000000000000. TrustSet: 37D4C6F7E0C49CA8DBF8D87FD3332FA7C057583B1052A9A6703634EFC9B33E0F · Issue: FF11D7773C0EDF38833A9CEE5AE03DEB6167D87FF07180A275A1DDCABCC560D1. Circle EUR-backed. Enables EUR-denominated cross-border settlement. |
| GOLD | rJLMSTy77hTxqgDw9WMxCnYC8m5vhqN3FQ | commodity | Issued-asset representation of vaulted gold. Not physical metal custody proof unless paired with assay certificate and vault agreement. |
| GBP | rJLMSTy77hTxqgDw9WMxCnYC8m5vhqN3FQ | stablecoin | Issuer acceptance and redemption terms determine real value. |
| DONK | rJLMSTy77hTxqgDw9WMxCnYC8m5vhqN3FQ | custom-token | Custom issued token. Validate issuer controls and market depth. |
| LEGACY | rJLMSTy77hTxqgDw9WMxCnYC8m5vhqN3FQ | custom-token | Legacy project token representation; evaluate trustline and issuer risk. |
| SOVBND | rJLMSTy77hTxqgDw9WMxCnYC8m5vhqN3FQ | bond | Sovereign bond-style settlement instrument. Maps to issuer IOU model — no government guarantee. |
| PETRO | rJLMSTy77hTxqgDw9WMxCnYC8m5vhqN3FQ | commodity | Commodity-themed IOU; verify issuer and redemption ability. |
| ATTEST | rJLMSTy77hTxqgDw9WMxCnYC8m5vhqN3FQ | attestation | Attestation-style issued asset. Serves as cryptographic evidence marker, not a value claim. |